For Customers

Smartphone EMI made for everyday life.

Whether you're a rider, student, garment worker, freelancer, or someone upgrading their first smartphone — SahajMobile helps you get the phone you need today and pay over time.

Who Can Apply?

  • Adults 18+ with valid NID.
  • Anyone with regular income — salary, small business, gig work, shop work, garment work, delivery riding, or freelancing.
  • Customers living in areas where SahajMobile partner shops are available.

What You Need

• National ID (NID)

• Basic personal and contact information

• Sometimes a reference or guarantor may be requested depending on your profile

What You Get

A Better Smartphone

Choose from trusted brands at partner shops — upgrade to a higher-quality device without paying the full price upfront.

Flexible Repayment

Weekly or monthly EMIs that match your real-life cash flow and income patterns.

Clear EMI Plan

Know exactly how much you pay, and when. No hidden charges.

Build Your Track Record

On-time repayment builds a digital repayment history that may unlock more financial products in the future.

Frequently Asked Questions

Do I need a credit card or bank account?

No. You only need NID and basic personal info to apply.

How do I pay my instalments?

You can pay weekly or monthly via mobile wallet or bank transfer.

What happens if I miss a payment?

Some phone features may be temporarily locked until your EMI is updated. Once paid, everything returns to normal.